Finance Solutions
Built for Commercial
Equipment Sellers

We support financing for all commercial-use equipment including construction equipment (excavators, bulldozers, loaders), commercial trucks and trailers, industrial machinery, agricultural equipment, and warehouse/material handling equipment. We do not work with consumer vehicles or auto dealerships.

Most financing decisions are received within 24-48 hours after a complete application is submitted. Complex deals or those requiring additional documentation may take 3-5 business days. We work to expedite the process by ensuring all documentation is properly prepared before submission.

Typical requirements include a completed credit application, equipment invoice or quote, buyer's business financials (tax returns, bank statements), proof of business ownership, and equipment specifications. We provide clear checklists and help organize all documentation for submission.

Prime Dealer Finance does not provide direct lending. We coordinate with a network of third-party equipment finance lenders to find appropriate financing options for your buyers. All financing approvals, terms, and rates are determined by the lending institutions.

Our lender network includes options for various credit profiles, from prime borrowers to those with challenged credit. Factors considered include business time in operation, industry experience, equipment type, down payment amount, and overall financial picture. We help match buyers with appropriate lenders.

We typically work with equipment transactions starting at $25,000 and can support deals into the millions for larger commercial equipment. The specific range depends on the lender and equipment type. Contact us to discuss your typical deal sizes and we'll confirm our ability to support them.

Getting started is simple: complete our partnership application, have a brief onboarding call to understand your business and equipment types, and receive your documentation guidelines. Once set up, you can submit deals as they come in and we handle the financing coordination from there.

Our fee structure is discussed during the partnership onboarding process and varies based on deal volume and service level. We're transparent about costs upfront so there are no surprises. Contact us to schedule a consultation and receive detailed pricing information.